Senior Manager - Balance Sheet Management (Capital)
- Type: Permanent
- Location: Wales
- Industry: Financial Services - Banking
- Specialism: Treasury
- Salary: Competitive Packages
- Date Posted: 29/09/2026
- Consultant: Jack Woodlock
We are running an exclusive search campaign for a series of exciting senior opportunities to join the Treasury Division of one of the UK’s leading larger Building Societies. The second of the three Senior Manager level roles will play a critical role in shaping and delivering balance sheet strategy. For this role we are looking for a subject matter expert to shape their capital strategy and ensure the organisation remains well-capitalised, resilient, and positioned for sustainable growth. The Society offer hybrid working and will require a minimum of 8 days a month in Cardiff with a very flexible approach to how that is accomplished
Role Description
- Lead capital planning and forecasting, ensuring alignment with business strategy and regulatory expectations
- Own end-to-end delivery of ICAAP and Recovery & Resolution Planning (RRP), including stress testing and scenario analysis
- Drive capital optimisation, including RWA efficiency, capital allocation, and support for strategic initiatives
- Develop and enhance capital management frameworks, including risk appetite, policies, and governance
- Provide expert insight on regulatory developments (e.g. PRA expectations, Basel frameworks), translating these into actionable strategy
- Support pricing, product development, and business planning through a capital lens
- Partner with Treasury, Risk, and Finance teams, ensuring joined-up balance sheet management (including liquidity and funding considerations)
- Influence senior stakeholders, contributing to ALCO, executive committees, and Board-level discussions
Role Requirements
- Significant experience within Capital or Balance Sheet Management in a bank, building society, or similar institution
- Deep understanding of: Capital frameworks (CET1, buffers, leverage, MREL where relevant), ICAAP, stress testing, and regulatory capital requirements. Balance sheet dynamics and ALM techniques
- Proven ability to lead complex regulatory deliverables and drive strategic outcomes
- Strong commercial acumen, with the ability to translate technical capital insights into business decisions
- Experience influencing senior stakeholders, including executive and Board-level forums
- A proactive, delivery-focused leader with a continuous improvement mindset